GENERATION MORTGAGE ASSOCIATES
727-642-1166

AYUDA DE LA CIUDA Y DEL CONDADO

USTED PUEDE COMPRAR SU CASA PROPIA!

Ayuda de la ciudad para la compra de casa

El estado de la Florida ofrece diferentes programas a travez de los condados y ciudades; otorgandoles hasta $20,000 para que usted pueda comprar su casa con muy poco dinero. En algunos casos usted podra comprar su casa con solo $1,500!

Nosotros pre-aprobaremos la ayuda de su condado o ciudad, haremos el prestamo tipo FHA y le recomendaremos un agente en bienes raises para encontrar su casa!

Ultimos cierres

Deposito $1000 + Inspección $300 + Valorización de propiedad $485 + El dia de cierre $39.48

Milan Quesada Family

Deposito $400 + Inspección $300 + Valorización de propiedad $485 + El dia de cierre $14.41

Loret de Mola Family

Deposito $1000 + Inspección $300 + Valorización de propiedad $485 + El dia de cierre $35.00

Gonzales Family

Deposito $1000 + Inspección $300 + Valorización de propiedad $485 + El dia de cierre $257.38

Gregory Family

Deposito $1000 + Inspección $300 + Valorización de propiedad $485 + El dia de cierre $75

Mulet Family

Deposito $500 + Inspección $300 + Valorización de propiedad $485 + El dia de cierre $295.28

Neal Family

La mayoria de compradores califica para la ayuda!

Poco Dinero

Algunos programs solo requiere $1,500 de su bolsillo.

Facil de calificar

2 años de hisotria de trabajo
Colleciones por razones medicas no importan.

Ayuda Completa

Ofrecemos el servicio completo, pre-calificacion para la ayuda, prestamo FHA y un licenciado de venta de casas le ayudara a en contrar su casa!

Calculadora de pre-calificacion

En que area desea comprar casa?
Cuantos viven en su casa:
Total de ingresos $ ANUAL :
Cuanto gana AL MES :
Pago de Tarjetas de Credito AL MES :
Pago de auto(s) AL MES :
Pensión alimenticia AL MES :
Manutención de los hijos AL MES :
1% del balance total si tiene prestamo de estudiante :



Calculo de ganancia es basado en TODOS LOS QUE VIVEN EN LA CASA, no solo de los aplicantes princiaples. (incluyendo child support, disability y calquier otra entrada de dinero que usted reciba.

Esta listo para llenar la aplicación?

Aplicar Ahora

Detalles de los programas

  • Coverage:
    City of Clearwater
    Tax Code CW
  • You Get (up to):
    $20,000
  • You Need Out Of Pocket:
    1% of purchase price
  • Property Type:
    Single Familiy Home, Townhomes
  • First time buyers:
    Cannot have owned a home in the past 3 years
  • Max Purchase Price:
    $190,000
  • Repayment Terms:
    Monthly Payment Amortization 240 payments after the 5th year
  • Home Education:
    8 hours in classroom, not online
  • Flood Zone:
    Ok
  • Sink Holes Areas:
    No
  • Mid Credit Score:
    620+
  • Max Ratio DTI:
    45%
  • Median Family Income (MFI):
    80%
  • Does the program have funds available?:
    Yes
  • Income Limits Household of:
    1 Max. $37,450
    2 Max. $42,800
    3 Max. $48,150
    4 Max. $53,500
    5 Max. $57,800
    6 Max. $62,100
    7 Max. $66,350
    8 Max. $70,650
  • Coverage:
    City of Largo
    Tax Code LA
  • You Get (up to):
    $25,000
  • You Need Out Of Pocket:
    $1,500
  • Property Type:
    Single Familiy Home, Townhomes
  • First time buyers:
    Cannot have owned a home in the past 3 years
  • Max Purchase Price:
    $190,000
  • Repayment Terms:
    The buyer will not be required to pay the Down Payment Assistance funds awarded as long as you own the home and occupy it as your primary residence for a full ten (10) years from the date of purchase.
  • Home Education:
    8 hours in classroom, not online
  • Flood Zone:
    No
  • Sink Holes Areas:
    No
  • Mid Credit Score:
    620+
  • Max Ratio DTI:
    45%
  • Median Family Income (MFI):
    80%
  • Does the program have funds available?:
    Yes
  • Income Limits Household of:
    1 Max. $37,450
    2 Max. $42,800
    3 Max. $48,150
    4 Max. $53,500
    5 Max. $57,800
    6 Max. $62,100
    7 Max. $66,350
    8 Max. $70,650
  • Coverage:
    City of Saint Petersburg
    Tax Code SP
  • You Get (up to):
    10% for down payment + $4,000 Closing Cost (up to $20,000)
  • You Need Out Of Pocket:
    1% of purchase price
  • Property Type:
    Single Familiy Home, Townhomes
  • First time buyers:
    Cannot have owned a home in the past 3 years
  • Max Purchase Price:
    $253,000
  • Repayment Terms:
    Monthly Payment Amortization 120 payments and the additional 120 payment are forgiven
  • Home Education:
    8 hours in classroom, not online
  • Flood Zone:
    Ok
  • Sink Holes Areas:
    No
  • Mid Credit Score:
    620+
  • Max Ratio DTI:
    43%
  • Median Family Income (MFI):
    80%
  • Does the program have funds available?:
    Yes
  • Income Limits Household of:
    1 Max. $37,450
    2 Max. $42,800
    3 Max. $48,150
    4 Max. $53,500
    5 Max. $57,800
    6 Max. $62,100
    7 Max. $66,350
    8 Max. $70,650
  • Coverage:
    CRA Saint Petersburg view map
    Tax Code SP
  • You Get (up to):
    $10,000
  • You Need Out Of Pocket:
    1% of purchase price
  • Property Type:
    Single Familiy Home, Townhomes
  • First time buyers:
    Cannot have owned a home in the past 3 years
  • Max Purchase Price:
    $253,000
  • Repayment Terms:
    Monthly Payment Amortization 120 payments
  • Home Education:
    8 hours in classroom, not online
  • Flood Zone:
    Ok
  • Sink Holes Areas:
    No
  • Mid Credit Score:
    620+
  • Max Ratio DTI:
    43%
  • Median Family Income (MFI):
    120%
  • Does the program have funds available?:
    Yes
  • Income Limits Household of:
    1 Max. $56,280
    2 Max. $64,320
    3 Max. $72,360
    4 Max. $80,280
    5 Max. $86,760
    6 Max. $93,240
    7 Max. $99,600
    8 Max. $106,080
  • Coverage:
    Pasco County
  • You Get (up to):
    $5,000
  • You Need Out Of Pocket:
    $1,500
  • Property Type:
    Single Familiy Home, Townhomes
  • First time buyers:
    Cannot have owned a home in the past 3 years
  • Max Purchase Price:
    $240,000
  • Repayment Terms:
    Monthly Payment Amortization 120 payments after the 5th year
  • Home Education:
    8 hours in classroom, not online
  • Flood Zone:
    No
  • Sink Holes Areas:
    No
  • Mid Credit Score:
    620+
  • Max Ratio DTI:
    43%
  • Median Family Income (MFI):
    120%
  • Does the program have funds available?:
    Out of funds
  • Income Limits Household of:
    1 Max. $56,280
    2 Max. $64,320
    3 Max. $72,360
    4 Max. $80,280
    5 Max. $86,760
    6 Max. $93,240
    7 Max. $99,600
    8 Max. $106,080
  • Coverage:
    Pasco County
  • You Get (up to):
    $15,000
  • You Need Out Of Pocket:
    $1,500
  • Property Type:
    Single Familiy Home, Townhomes
  • First time buyers:
    Cannot have owned a home in the past 3 years
  • Max Purchase Price:
    $240,000
  • Repayment Terms:
    Monthly Payment Amortization 120 payments after the 5th year
  • Home Education:
    8 hours in classroom, not online
  • Flood Zone:
    No
  • Sink Holes Areas:
    No
  • Mid Credit Score:
    620+
  • Max Ratio DTI:
    43%
  • Median Family Income (MFI):
    80%
  • Does the program have funds available?:
    Out of funds
  • Income Limits Household of:
    1 Max. $37,450
    2 Max. $42,800
    3 Max. $48,150
    4 Max. $53,500
    5 Max. $57,800
    6 Max. $62,100
  • Coverage:
    Pasco County
  • You Get (up to):
    $25,000
  • You Need Out Of Pocket:
    $1,500
  • Property Type:
    Single Familiy Home, Townhomes
  • First time buyers:
    Cannot have owned a home in the past 3 years
  • Max Purchase Price:
    $240,000
  • Repayment Terms:
    Monthly Payment Amortization 120 payments after the 5th year
  • Home Education:
    8 hours in classroom, not online
  • Flood Zone:
    No
  • Sink Holes Areas:
    No
  • Mid Credit Score:
    620+
  • Max Ratio DTI:
    43%
  • Median Family Income (MFI):
    50%
  • Does the program have funds available?:
    Out of funds
  • Income Limits Household of:
    1 Max. $23,450
    2 Max. $26,800
    3 Max. $30,150
    4 Max. $33,450
    5 Max. $36,150
    6 Max. $38,850
  • Coverage:
    Pinellas County
  • You Get (up to):
    Up to $40,000 (only to cover the gap of down payment and closing cost)
  • You Need Out Of Pocket:
    $1,000
  • Property Type:
    Single Familiy Home, Townhomes
  • First time buyers:
    Will be living in new property (any other owned property must show proof is rented)
  • Max Purchase Price:
    $210,000 for existing properties and $229,000 for new constructions
  • Repayment Terms:
    Monthly Payment Amortization $20,000 20 Years $83.33 and $40,000 30 Years $111.11 - after the 5th year
  • Home Education:
    8 hours - Classroom or Online
  • Flood Zone:
    No
  • Sink Holes Areas:
    No
  • Mid Credit Score:
    620+
  • Max Ratio DTI:
    35%/45%
  • Median Family Income (MFI):
    80%
  • Does the program have funds available?:
    Reopen 10/1/2019
  • Income Limits Household of:
    1 Max. $37,450
    2 Max. $42,800
    3 Max. $48,150
    4 Max. $53,500
    5 Max. $57,800
    6 Max. $62,100
    7 Max. $66,350
    8 Max. $70,650